Online Payment Apps in Indonesia: 5 Popular Choices

In this digital, online era, you can pay without leaving home. Electricity, water, phone credit (pulsa) and much more can be paid instantly with the best online payment apps. These apps also often run great promos you can use when paying bills, such as cashback, points and discounts.

Online Payment Apps

1. GoPay

The first online payment app is GoPay. The app is part of Gojek and can be used for many kinds of payments. GoPay offers services such as buying phone credit through Go Pulsa, food and beverage orders through Go Food, and payment for ride-hailing motorcycle taxis (ojek online). You can top up or use pay later to settle your bills.

2. DANA

The next online payment app is DANA. It is a digital wallet released in Indonesia in 2018 and has been downloaded more than 50 million times. If you want to pay bills but don't feel like leaving the house, you can use DANA.

You can pay your electricity bill or prepaid electricity token, loan installments, and even BPJS (Indonesia's national social security scheme) contributions. Another advantage of this digital wallet is easy payment through banks, and you can transfer money and make online transactions much like a regular bank.

3. OVO

Another frequently used online payment app is OVO, founded by Lippo Group. Although it was only established in 2017, the digital wallet already works with hundreds of merchants.

One example is the ride-hailing app Grab, where you can use OVO to buy food or drinks, pay for phone credit and BPJS, and settle other installment bills. You can top up your OVO balance at Alfamart, through mobile banking, or directly through a Grab driver.

4. LinkAja

A digital wallet app with a full set of facilities is LinkAja. It is one of the largest e-wallets in Indonesia and has been downloaded more than 10 million times.

You can make online transactions and top up easily because it partners with several places, such as Alfamart, Circle K and modern neighborhood shops known as SRC. There is also LinkAja Syariah, which has the same full features and facilities as LinkAja, for those who want to transact according to sharia principles.

5. Flip

The last online payment app is Flip. It guarantees no admin fees when you pay between banks, which saves you an admin fee of Rp6,500. Flip can also be used to pay various bills, such as top-ups, overseas transactions, phone credit, electricity and much more.

That is the list of apps you can use to make transactions online. You can also pay online with Duitku. Duitku is the best payment gateway in Indonesia, able to accept money through bank transfer, credit card, virtual account payments, retail outlets and e-wallets.